Helping private tenants achieve financial inclusion

Authors: Claire Whyley*, Andrea Finney and Dawn Muspratt* (* Sliced Bread Consulting)
Funded by: The Nationwide Foundation and Nationwide
Published by: The Nationwide Foundation
Publication date: July 2013

The main aims of this project were to:

• understand the number and characteristics of financially excluded private tenants;
• explore the specific barriers they face in accessing and using financial services; and
• develop solutions to reduce exclusion among this hard-to-reach group.

The project used a combination of quantitative, qualitative and consultative methods to deliver these objectives, including:

• Bi-variate and multi-variate analysis of the Family Resources Survey and the Wealth and Assets Survey to identify key sub-groups within the target population of private tenants vulnerable to financial exclusion, and the factors that influence the likelihood of financial exclusion.
• Focus groups with vulnerable private tenants to provide a detailed understanding of attitudes and experiences relating to financial services; the dynamics associated with access to financial services among them; needs and aspirations for inclusion; and overlaps in contact points with other financially excluded groups which could provide efficient points at which to target interventions.
• A programme of stakeholder engagement and consultation to maximise awareness and influence, and ensure that the project is informed by existing knowledge and expertise

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Helping private tenants achieve financial inclusion [ Report (PDF, 1,338kB) | Summary (PDF, 850kB) ]

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