Established in 1998, the Personal Finance Research Centre (PFRC) is an independent research centre based at the University of Bristol, which specialises in social research across all areas of personal finance, mainly from the consumer’s perspective. Currently, much of our work focuses on:
- Consumers in vulnerable situations.
- Financial confidence, capability and wellbeing.
- Financial exclusion and poverty.
- Money management and decision making.
- Credit use and over-indebtedness.
- Saving and retirement planning.
PFRC applies a wide range of research methods in a rigorous and innovative way, often to address complex or challenging research questions. Our team has expertise in:
- Survey design.
- Evaluation research.
- Quantitative data analysis.
- Qualitative research methods.
- Literature and evidence reviews.
- Methodological studies and index construction.
Our interdisciplinary team combines extensive empirical research skills with a detailed understanding of a range of social policy issues. Much of our work is undertaken to meet a demand from policymakers, the financial services industry and other stakeholders for high-quality, independent and policy-relevant research that both addresses and enhances our understanding of key personal finance issues.
Our work is influential in shaping public policy, and we regularly provide technical and policy advice to government departments and others. Through our research, consultancy and advisory work, PFRC acts as a bridge between the academic and research community, the financial services industry, policymakers and other stakeholders.