Paying with plastic: a study of credit card debt

Authors: Karen Rowlingson, Elaine Kempson
Published by: Policy Studies Institute
Publication date: 1994
Report number: PSI Research Report 750
ISBN: 0853745846 

This study examines how people use their cards and the reasons for credit card default - and its results do much to dispel the popular image of a credit card defaulter as a young, irresponsible spender. For example:

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