Intercalation funding

An intercalated degree gives you the opportunity to achieve another degree (usually a BSc or BA) during your course. The funding available varies depending on whether you're intercalating on to an undergraduate or postgraduate course.

Intercalating on to an undergraduate course

Studying medicine or dentistry as your first undergraduate degree

If you intercalate after the third year of your medicine/dentistry programme, or earlier, you will receive living cost and tuition fee funding for your intercalation year from Student Finance or the Student Awards Agency for Scotland.

If you intercalate after the fourth year and normally live in England or Wales, the NHS will provide a non-means tested grant of £1,052 figures for England). Some students may also be eligible for a means-tested bursary from the NHS. Your household income will affect the amount of NHS bursary you can receive. You will also be eligible for a reduced-rate non-means tested loan for living costs from the Student Loans Company.

If you are from Northern Ireland, and intercalate after the third year of medicine/dentistry, you may be eligible for a Department of Health Bursary. This will depend on your household income. You will also be eligible for a reduced-rate non-means tested loan for living costs from the Student Loans Company.

If you intercalate after the fourth year, and normally live in Scotland, you will receive living cost and tuition fee funding from the Student Awards Agency for Scotland. You will receive this in the usual way throughout your course, including the intercalation year.

Studying medicine or dentistry as your second undergraduate degree

If you are studying medicine or dentistry as your second undergraduate degree, you will have to pay tuition fees yourself for your intercalation year. There is no maintenance loan payable for your intercalation year. If you intercalate after your fourth year of study, you will be eligible for a reduced rate non-means tested maintenance loan.

Studying veterinary science as your first undergraduate degree

You will receive living cost and tuition fee funding from Student Finance or the Student Awards Agency for Scotland for the whole of your course, including the intercalation year.

Studying veterinary science as your second undergraduate degree

Students studying a second undergraduate degree will have to pay the tuition fees themselves for the intercalation year. There is no maintenance loan payable for your intercalation year.

Help with student finance applications

Sometimes students experience issues with their funding after intercalating. We provide a letter for you to include with your funding application. This will explain the intercalation process. 

Download the intercalation letter. You should then upload to Student Finance from your online Student Finance account: 

2026/27

Intercalating on to a postgraduate degree

Students who intercalate on to a postgraduate degree can apply for a postgraduate master's loan for the intercalation year. You will also be eligible to apply for Disabled Students’ Allowances, if required.

However, it is essential that your postgraduate award certificate is not conferred until after you have completed your undergraduate degree. You must get confirmation from the awarding institution that they are prepared to delay your graduation for the postgraduate award. We advise that you do this before you start your intercalating course.

If you do receive a postgraduate award certificate, you will not be eligible for any tuition fee loans when you return to your undergraduate course. If this happens, you will be liable to pay your tuition fees yourself for the remainder of your undergraduate course.

This does not affect you if you are studying either Medicine or Dentistry and will be returning to your main course after intercalation. In this case, you will be funded by the NHS.