Information for students about personal possessions insurance
The cover is provided by a broker called Cover4Students.com which is a branch of UK and Ireland Insurance Services (Online) Limited and the insurer is Royal and Sun Alliance. The policy number is BRIS2012.
The basic policy cover is as follows:
up to £5,000 (with a limit of £1,250 for any one item).
up to £1,000 for computers (including accidental damage)
up to £1,250 for jewellery, watches and other valuables
up to £1,000 for audio, DVD, video and other data carrying media
|Landlord's property||up to £5,000 for theft or fire damage|
|In transit at the beginning and end of term||up to £5,000|
|In University designated storage during vacations||up to £5,000|
|In University and Student Union buildings||up to £1,250|
|Library Books||up to £250|
|University property on loan||up to £250|
|Replacement keys and locks||up to £350 following damage resulting from a burglary|
|Rented household goods||up to £1,250|
|Personal money||up to £50 for theft from your room following forcible entry|
|Credit/ debit card fraud||up to £500 for theft from your room following forcible entry|
|Personal Accident||up to £10,000 on a scale of benefits|
|Accidental death of a parent of guardian||up to £5,000|
|Legal liability (for injury to others or damage to their property)||up to £1,000,000 for injury to others or damage to their property|
There is a £10.00 excess on the policy.
A leaflet giving details of the cover will be provided by your hall/residence at the start of your first term, a printable copy of the leaflet can be found below:
You can find further information, including the policy schedule, Key Facts booklet and policy wording on the Cover4Students.com website.
It is your responsibility to check that the cover provided is sufficient for the possessions that you are bringing to University with you. Please note that additional cover extensions can be purchased from the insurer e.g. to cover bicycles or accidental damage to equipment other than computers.
If you need to claim you can find a claim form on the Cover4Students.com website: Cover4Students Claim form
Please note you must report thefts to the police within 24 hours of the loss in order to claim.
The insurers will need to see proof of ownership for lost or damaged items so please keep copies of purchase receipts for large items such as laptops and cameras.
If you need any assistance please contact the Insurance Office and we will be happy to help - 0117 331 7030 email@example.com .