Saving and Borrowing: use of the Social Fund Budgeting Loan scheme and Community Credit UnionsAuthors: Claire Whyley, Sharon Collard, Elaine Kempson
Funded by: Department of Social Security
Published by: Corporate Document Services
Publication date: 2000
Report number: DSS Research Report 125
The main aims of this research were to explore people's use of Social Fund Budgeting Loans and community credit unions, and to provide initial feedback on applicants' views of the changes made to the Budgeting Loan scheme in April 1999. The study involved 36 depth interviews and three group discussions with Budgeting Loan applicants, and community credit union members who were in receipt of Budgeting Loan qualifying benefits.
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