Access to current accounts

Authors: Elaine Kempson, Claire Whyley
Funded by: British Bankers' Association
Published by: British Bankers' Association
Publication date: August 1998

Based on analysis of the Family Resources Survey 1995/96, this research provides an invaluable insight into the ‘unbanked': who and how many they are, their experiences and needs.

The report concludes that there is a clear need for some form of basic banking product for those people who are currently financially excluded. However, it also recognises that there is a group of people who are so marginalised not just from financial services, but also from jobs, housing, and a whole range of other services that meeting their needs will require more than access to a current account.

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