Seminar Series: Heuristics behaviour identified from mass transaction data

27 February 2019, 1.00 PM - 27 February 2019, 2.00 PM

Professor Neil Stewart, University of Warwick

2D1, Priory Road Complex, BS8 1TU

Neil Stewart studied at Cambridge and then Warwick, where he worked after as a Postdoc, Lecturer, Reader and Professor in Psychology. In 2017 he joined Warwick Business School as a Professor of Behavioural Science and became a Fellow of Alan Turing Institute. He works in the field of behavioural and economic science, and applies this research to problems in the real world. Right now he is working on consumer decision making using banking card transaction data, on criminal and other bad behaviour using crime and incident records, and on a mathematical model of consumer decision making called decision by sampling. He uses a mixture of laboratory experiments, field experiments, and data science techniques applied to large data sets. Over the course of his career, Neil won multiple awards recognising his contribution to Psychological and Behavioural Science. 
His talk titled Heuristics behaviour identified from mass transaction data will focus on three recent papers around the topics of consumer debt (Gathergood et al, in press), investment decision-making (Gathergood et al, 2018) and the application of the theory of metal debt accounting to credit card repayment decision-making (Quispe-Torreblanca et al, in press). 

Gathergood, J., Mahoney, N., Stewart, N., & Weber, J. (in press). How do individuals repay their debt? The balance-matching heuristic. American Economic Review. Available at SSRN:

Gathergood, J., Hirshleifer, D. A., Leake, D., Sakaguchi, H., & Stewart, N. (2018). Naïve buying diversification and narrow framing among individual investors. Available at SSRN:

Quispe-Torreblanca, E., Stewart, N., Gathergood, J., & Loewenstein, G. (in press). The red, the black, and the plastic: Paying down credit card debt for hotels not sofas. Management Science. Available at SSRN:


Contact information

All are welcome to attend this event. Tea, coffee and cakes will be available after the seminar.
Please contact Anya Skatova if you want to arrange a meeting with Neil either on the 26th or 27th of February, or join the dinner on the 27th.

Nick Stewart University of Warwick

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