Financial confidence, capability and wellbeing

Financial capability and retirement
Personal Finance Research Centre (2017) Money Advice Service


Financial Well-being: A Conceptual Model and Preliminary Analysis
Elaine Kempson, Andrea Finney and Christian Poppe (2017) SIFO Consumption Research Norway


Defining, measuring and predicting financial capability in the UK
Andrea Finney (2016) Money Advice Service


The Momentum Household Financial Wellness Index
Personal Finance Research Centre (2016) Momentum UK


Analysis of the 2008-10 Wealth and Assets Survey

Hard Times: Financial wellbeing among low and middle earners
Andrea Finney, David Hayes and Yvette Hartfree (2015) Trades Union Congress

What makes the wealthy wealthy? The composition of wealth across the wealth distribution and its determinants
Andrea Finney (2015) Trades Union Congress


Financial capability in Great Britain, 2010 to 2012 
Andrea Finney and David Hayes (2015) Office for National Statistics


Understanding the profile of those most at risk of detriment as a result of low financial capability 
David Hayes, Sharon Collard and Elaine Kempson (2015) Money Advice Service


Measuring levels of financial capability and the effectiveness of financial education 
World Bank (2013) Professor Elaine Kempson (lead consultant and first author of two publications)


The financial impacts of cancer 
Andrea Finney, Sara Davies, David Hayes and Sharon Collard (2012) Macmillan Cancer Support


Quids in: the impact of financial skills training for social housing tenants 
Sharon Collard, with Andrea Finney, David Hayes and Sara Davies (2012) Santander and Citizens Advice


Measuring financial capability using a short survey instrument: Instruction manual
Adele Atkinson (2011) University of Bristol


Framework for the development of financial literacy baseline surveys: a first international comparative analysis
Elaine Kempson (2010) OECD


Exposed? Modelling patterns of financial risk amongst working-age adults using latent class analysis
Adele Atkinson and Andrea Finney (2008) Genworth Financial


Evidence of impact: an overview of financial education evaluations
Adele Atkinson (2008) Financial Services Authority


Snakes and ladders: a longitudinal study of financial difficulty
Adele Atkinson, Elaine Kempson and Sharon Collard (2008) University of Bristol


Financial capability in Northern Ireland
Adele Atkinson (2007) Consumer Council for Northern Ireland


Financial capability amongst adults with literacy and numeracy needs
Adele Atkinson (2007) Basic Skills Agency


Levels of financial capability in the UK
Adele Atkinson, Stephen McKay, Sharon Collard and Elaine Kempson (2007) Public Money & Management


Financial capability in Ireland
Sharon Collard (2006)


Overstretched: people at risk of financial difficulties
Elaine Kempson and Adele Atkinson (2006) Genworth Financial


Baseline survey of financial capability in the UK: results of a baseline survey
Adele Atkinson, Stephen McKay, Elaine Kempson and Sharon Collard (2006) Financial Services Authority


Measuring financial capability
Elaine Kempson, Sharon Collard and Nick Moore (2005) Financial Services Authority


Introducing financial capability skills: a pilot study with Fairbridge West
Adele Atkinson (2005) Fairbridge West


(Back to top)

Edit this page