Young people, money management, borrowing and saving

Authors: Adele Atkinson, Professor Elaine Kempson
Funded by: Banking Code Standards Board
Published by: Banking Code Standards Board
Publication date: April 2004

This study of young people's interaction with financial services focused on:

The study also sought to identify life events that are linked to changes in the level or nature of use of financial services by young people. The study combined desk research and secondary analysis of existing datasets.

The findings of the study were used to inform the 2004 independent review of the Banking Code.


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